Velocity Credit Union - Credit Cards - Putting Your Money In Motion

Low, fixed-interest rates available.

Velocity Credit Union offers various MasterCard account plans with low interest rates and no annual fees. We also offer extremely competitive advantages banks just can't match:

No delinquency pricing. Your rate stays the same even if you have a late payment
No additional fees for cash advances. Other cards charge close to 19.99% for cash advances. Our rate stays the same at 9.96%
No late fees for up to 20 days after a payment is overdue
Late fees are only 15% of your minimum payment

With a MasterCard from Velocity, you'll gain significant purchasing power at more than 16 million merchants worldwide, plus the following benefits:

Low, fixed interest rates
No annual fee
Low monthly payments
No charge for additional cards issued to spouse or other co-borrowers
Same rate and no fee for cash advances
Convenience checks
ATM access all over the country
25-day, interest-free grace period for repayment in full
24-hour, toll-free member service

Consolidate your existing MasterCard balances or other credit card balances into one account with a Mastercard from Velocity.

Gold and Platinum MasterCards	Apply Now!
Gold and Platinum MasterCards reward Velocity members who have excellent credit with extra benefits and higher credit limits. Plus, you can enroll in our Liberty Rewards program at no charge. Earn Liberty Rewards points that can be redeemed for brand-name merchandise and travel awards. Annual Fees: None Rewards: Yes for Liberty Gold & Platinum members

Classic MasterCard	Apply Now!
The Classic MasterCard plan is our standard credit card account. Members get all the benefits listed above, and credit limits range from $500 to $5,000. Annual Fees: None Rewards: None

Share Secured MasterCard	Apply Now!
Under the Share Secured credit card plan, you pledge your regular Share Account as collateral against the card limit. Limits range from $500 to $3,000. It's a great option for young or first-time borrowers, as well as for members who may have difficulty qualifying for an unsecured account. Annual Fees: None Rewards: None

Cosmic Teen MasterCard	Apply Now!
We offer our Cosmic Teen MasterCard to teach wise credit card use and to help teenagers establish good credit early. With a parent or guardian co-signer, Velocity members between 16 and 18-years-old can apply for their very own MasterCard. Credit limits are between $200 and $500. Annual Fees: None Rewards: None

Member Assistance

Our credit card processing center holds extended hours to answer your questions.

For 24-hour assistance or to report a lost or stolen card, call (800) 442-4757.

To apply for a credit limit increase, use our online application or call our credit card service representative at (512) 469-7075, or toll free 1-800-933-2029, extension 7075.

Fast and Easy Payment Options

It's easy and convenient ways to make your MasterCard payment. You may make payments to your Velocity MasterCard account online. Once you are registered you can make a payment, check your available credit and view your account activity 24-hours a day, 7-days a week.

Click here to register to make online payments